Security | Threat Detection | Cyberattacks | DevSecOps | Compliance

Buy Now, Pay Later services offer a more flexible method for online purchases. Consumers aren't required to make an immediate, full payment; they can instead split the sum into a schedule that works for them. These services work similarly to credit cards but do not incur interest fees over time. Most people have seen Klarna, Afterpay, or Affirm offered on Amazon or other e-commerce websites. They are the most popular BNPL providers, but the market is steadily growing.

Credit card and banking information is one of the major targets for data breaches and other cyber attacks. These details are sold on the black market and cost businesses and consumers billions in losses every year. Victims who learn early about stolen information typically take measures to prevent future use, such as canceling cards and changing online passwords. However, data breach notices are easy to miss, and countless active cards remain for sale on the dark web.

We've all been there: You're away from home when you notice your phone's battery is dangerously low. For most people, the quick solution is to find a public charging station and restore their battery power. However, this may not be the safest option!

As our reliance on digital devices and technologies has increased, so have concerns about the negative effects of excessive screen time on mental and physical health. As a result, many people are choosing digital detox as a structured way to disconnect, improve well-being, and have greater control over their digital footprint.

Our digital footprint, the trail of data and information left behind while using the internet, can be overwhelming. It encompasses everything from our social media posts and the websites we have visited to the emails we’ve sent and the online searches we have conducted. With all this information floating around, consumers have a legitimate interest in controlling that flow of information.

In cybersecurity, piggybacking refers to an unauthorized person gaining access to a restricted area or system by exploiting the access privileges of an authorized user, typically by following them or leveraging their credentials, usually without their knowledge or consent.

Vendor fraud is a type of financial abuse that occurs when fraudsters pose as legitimate businesses to trick companies and individuals into paying for services they’ll never receive. These schemes exploit organizations, putting their victims at risk for financial and reputational losses. Moreover, the occurrence of vendor fraud has been rising in the last few years.

Discover a charge on your credit card that you don’t recognize. It could be from a card cloning event. Card cloning predominantly affects credit cards, but this phenomenon may also impact some payment platform cards (like those from PayPal or Zelle). In short, card cloning occurs when the card’s magnetic strip or chip is used in unauthorized transactions. Credit card cloning is a form of fraud, but it differs from others in its more nuanced elements.

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Credit and debit cards are vital for online purchases in today’s digital environments, but that doesn’t mean they’re safe from misuse. In 2024, an estimated $10.6 billion was lost due to card-not-present fraud, which accounts for some of the most prevalent scams globally. Card-not-present fraud, or ‘CNP’ fraud, negatively impacts consumers and businesses, causing financial losses and reputational damages.